All The Lenders - Independent Loan Comparison

Wonga Short Term Loan

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Representative Example

Representative Example: Borrow £150 for 14 days, one repayment of £166.80. Interest Rate: 292% pa (fixed). Representative 1,509% APR.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
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Lender Overview

Wonga short term loan

Wonga are payday loan lenders that offer short term loans of between £50 and £400 from 1 to 30 days. Existing Wonga customers may be able to borrow up to £1000. A Wonga Short Term loan is repaid in full on your next payday. If you would be interested in spreading the cost of a Wonga Loan over up to 6 months, please click here

When can I get my loan?

Wonga fund loans within 5 minutes of approval. Applications and approvals are made 24 hours a day, 7 days a week and loans are sent to your bank account using Faster Payment, which is free of charge.

How do I repay my loan?

Loan repayments will be collected from your debit card on the agreed repayment date. This date will be clearly displayed throughout the application process and on your loan agreement documentation.

What happens if I can't pay my loan on time?

If you are unable to make an agreed repayment, you should contact the team at Wonga as soon as possible. They can be reached on 0207 138 8330 and are open Monday to Saturday 7am to 8pm and Sundays and Bank Holidays 8am to 5pm. The team will help you find a suitable resolution and may be able to arrange a suitable repayment plan for you. Wonga will charge you a one-off fee of £15 for missing a payment, this charge is levied by 11pm on the third day after your repayment date. Interest will continue to be added to your loan account at a rate of 0.8% per day for up to 30 days after your repayment date.

Am I eligible for a Wonga Short Term Loan loan?

  • You must be over 18 years of age to apply
  • You must be a UK resident
  • You must have a valid UK bank account and debit card
  • You must own a mobile phone

How is this lender regulated?

  • Wonga are authorised and regulated by the Financial Conduct Authority


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Wonga Short Term Loan
0207 138 8330