All The Lenders - Independent Loan Comparison

Wonga 3 Month Flexi Loan

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Representative Example

Representative Example: Borrow £300 over 3 months. 2 repayments of £143.85 and one repayment of £143.81, total amount payable of £431.51. Interest Rate: 292% pa (fixed). Representative 1,311% APR.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
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Lender Overview

Wonga flexi loan

The Wonga Flexi Loan allows you to repay your loan over 3 monthly instalments. New customers are able to borrow between £100 and £500 and existing customers may be eligible to borrow up to £1500 (depending on their current personal application limit).

When can I get my loan?

Successful applicants will have their loan transferred to their bank account within 5 minutes of final approval.

How do I repay my loan?

You set your repayment dates and Wonga will automatically collect the repayment from your debit card.

What happens if I can't pay my loan on time?

If you are unable to make an agreed repayment, you should contact the team at Wonga as soon as possible. They can be reached on 0207 138 8330 and are open Monday to Saturday 7am to 8pm and Sundays and Bank Holidays 8am to 5pm. The team will help you find a suitable resolution and may be able to arrange a suitable repayment plan for you. Wonga will charge you a one-off fee of £15 for missing a payment, this charge is levied by 11pm on the third day after your repayment date. Interest will continue to be added to your loan account at a rate of 0.8% per day for up to 30 days after your repayment date.

Am I eligible for a Wonga 3 Month Flexi Loan loan?

  • You must be over 18 years of age
  • You must have a UK bank account and valid debit card
  • You must be a mobile phone owner
  • You must live in the UK

How is this lender regulated?

  • Wonga are authorised and regulated by the Financial Conduct Authority


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Wonga 3 Month Flexi Loan
0207 138 8330