WageDayAdvance Loans

You can apply for a WageDayAdvance loan 24 hours a day on their website. Decisions may be delivered instantly or in some cases applications may be manually underwritten. WageDayAdvance use a unique loan decision engine that takes into account your current financial circumstances as well as your credit score. If your loan is approved, funds are sent within 1 hours via Faster Payments which is free of charge.

Loan repayments are made directly from your debit card on your agreed due date. You should always ensure that the funds are available to collect on the agreed date to avoid penalty charges.

WageDayAdvance loans are not suitable for long term borrowing. It's important to know that extending your loan by deferring repayment of capital will cost you more and mean it will take longer to repay your loan. Please try and repay your debt as quickly as possible to reduce charges. It's also important to note that deferrals are permitted only at their discretion, are limited to a maximum of 2 occurrences, and are always subject to our assessment of your creditworthiness. If your financial circumstances have not changed long term, but you have been affected by a short term unexpected expense, they may allow you to defer your loan. WageDayAdvance will charge you a one-off fee of £15 for missing a payment.

• You must be at least 18 years old to apply for a WageDayAdvance loan
• You must be a UK citizen
• You must have a UK bank account with a valid debit card

• WageDayAdvance are authorised and regulated by the Financial Conduct Authority
• Members of the Consumer Finance Association