You should always refer to your loan agreement for exact repayment amounts
as they may vary from our results.
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Choose the loan type you require then adjust the sliders to calculate the cost of your loan.
Representative Example
Representative Example: £200 loan for 30 days. Interest 292% p.a. fixed. Total to repay £248.00. Representative 1270% APRIMPORTANT INFORMATION:
Lender Overview
Smartpig loans
Smart-Pig are specialist online lenders offering short term loans to UK Students only. Students that are in receipt of a Student Loan, Grant or Bursary from Student Finance England/Wales, SAAS or the NHS can apply for a loan of up to £350, repayable upon receipt of your next student loan date (maximum loan term is 180 days). New customers can apply for up to £250.When can I get my loan?
Smart-Pig loans are funded the same day that they are applied for and funds are typically sent within 1 hour of approval. Loans are sent via Faster Payments free of charge, 7 days a week.
How do I repay my loan?
Your loan must repaid in full upon receipt of your next student loan payment, up to a maximum of 180 days. You can repay sooner and save money. Loan repayments are taken from your debit card on the agreed repayment date.
What happens if I can't pay my loan on time?
If you think that you may not be able to meet an agreed repayment, you should contact the Smart-Pig team on 0203 5071 930 as soon as possible, or email team@smart-pig.com. Smart-Pig will not charge you a fee for missing a payment or making a late payment and they operate an interest cap of 50% of the total amount borrowed, as opposed to the industry standard cap of 100%.
Am I eligible for a Smart-Pig.com loan?
- You must be studying at a UK university
- You must be in receipt of a Student Loan, Grant or Bursary from Student Finance England/Wales, SAAS or the NHS
- You must be over 18 years of age
- You must have a valid UK bank account with a debit card
- You must be a resident of the UK
How is this lender regulated?
- Smart-Pig are authorised and regulated by the Financial Conduct Authority
- Members of the Consumer Credit Trade Association
WARNING:
Late repayment can cause you serious money problems. For help, go to The Money Advice
Service